With any legal matter, especially one as complex as a divorce, it's never a good idea to try and be your own lawyer. Hard economic times have led many people to attempt to handle their own divorces by downloading forms from one-stop-shopping sites that offer a do-it-yourself solution. However, there isn't any realistic way for untrained individuals to be aware of all the intricacies of matrimonial law that may apply to their specific cases. Frequently, serious mistake are made that are difficult or impossible to rectify. The adverse, long-term financial consequence will usually far exceed what it would have cost to hire a lawyer. So be smart: even if you have to borrow the money for your legal fees, it's a superior option to damaging yourself legally, monetarily, and in others ways, which you might have to live with for the rest of your life.